Flexible HVAC FInancing options
Trusted Novato HVAC Experts Since 1984
Comfort Made Affordable
Hearth financing options
At Downing Heating, Inc., we believe that everyone deserves a safe, comfortable home—without the financial stress. That’s why we’ve partnered with Hearth, a trusted financing platform that helps homeowners explore smart, affordable payment options for HVAC and home improvement projects.
Now you can find out what your monthly payments might look like in just 60 seconds—with no impact on your credit score.
Hearth makes it easy for you to find monthly payment options for your project, with:
- Loan amounts up to $250,000
- Affordable monthly payment options
- Funding within 1-3 days
- No prepayment penalties
- No home equity required
Discover convenient monthly payment options tailored to your project. See your personalized payment plans without affecting your credit score now.









